The airwaves are thick with heated commentary on how President Obama overstated the simplicity of his signature health insurance legislation, popularly known as Obamacare. “If you like your health care plan, you can keep it,” was how the refrain went throughout his first term. It was an unqualified statement and, indeed, an emotionally potent oversimplification of the type we see in political rhetoric, I don’t know … how about all the time?
Right, so, he lied in the sense that what he said was not accurate for 100% of the people who have health insurance, 100% of the time. It is, however, accurate for about 95% of the people 100% of the time, and for the other 5%, only some of the time. If you have a super crappy individual health insurance plan with an enormous deductible and you signed onto
it before implementation of the Affordable Care Act, sure, you can keep that dog – it’s grandfathered in. The insurance companies simply can’t continue selling those policies now that the law is in effect because – and this is important – THEY SUCK TOO BADLY, and because of that, they do not comply with the law.
To hear t.v. commentators of nearly every stripe talk about this, you would think individual life insurance is some kind of Eden from which subscribers are being exiled by pitchfork-wielding devils. Let me tell you, I spent many years in the private insurance market. I had a plan with Mutual of Omaha and one with Excellus BlueCross BlueShield. Mutual of Omaha paid for exactly nothing; the money went one way, from me to them. BCBS was mostly BS – I had a high deductible, as did my wife. I remember once going to my doctor because of a persistent cough, having to get some blood work, and being declared well. That cost me $500 (in 2005). My wife had an emergency room visit that came to $2,000. (She was fine, also.)
My point? Jon Stewart made it best. The people who are yelling “liar!” the loudest are the same ones that have been telling ridiculous lies about the ACA since its passage. In the liars hall of fame, Obama’s “never” clause ranks far behind “death panels” and not even in the same league as “Saddam Hussein has weapons of mass destruction.”
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Then, of course, the Austerians came to power in 2011 and set us on the righteous path of Japan in the 1990s – the path we are crawling along today on our bloody hands and knees. Millions are still out of work, millions more under-employed with zero security, many more working their asses off and still needing SNAP benefits, still needing the support of food pantries. These millions of people are now the favored target of the Austerians. If people are in need, surely it’s their fault and not the fault of policymakers who will do anything rather than invest in economic growth. SNAP has grown to $80 billion a year! they exclaim. What’s their solution? Allocate money for, say, public works projects while interest rates are low so that we can repair and replace our aging infrastructure, invest in our future, and create jobs? God, no! Cut SNAP by $40 billion.
to continue and even enhance their extremism, as that is the only way they can please their hard-right constituencies back home. Around that core is another probably 40-50 House republicans terrified of being challenged by tea party types in the next round of primaries. Boehner needs these folks to maintain his speakership, so he goes along as do most of what remains of the GOP caucus. Hence, a list of demands is attached to a 60-day continuing resolution – not even a budget – with the same treatment threatened for the debt ceiling vote in a couple of weeks.